Real Estate Investing 101

At certain properties, the doors could be in a very bad condition. If that’s the case, you’ll have to spend thousand bucks or more replacing them. Make sure that you hit even with these repairs.

In personal finance, investing should involve persistence and ample understanding of how money can be put to work and grow. However, it is also equally important to “know yourself” when it comes to putting your money in some form of investment.

Using no money down investment mortgages and other types of low or no down financing should be undertaken with great care, however. Make sure you’re not paying full price for your properties and financing them at full market value. The way to employ no money down investment mortgages is to buy value. In other words, buy at 80% of market or less, preferably much less.

Get a feel for the numbers. Most research is very subjective, with analysts offering estimates and opinions on the value of a particular stock. I zero in on eight key fundamentals: Positive Earnings Revisions, Positive Earnings Surprises, Increasing Sales, Expanding Operating Margins, Free Cash Flow, Earnings Growth, Positive Earnings Momentum and Return on Equity. Together, these eight fundamentals will help you find the best stocks to buy on Wall Street. There are numerous websites that allow you to access such information on virtually any stock instantly, so use whichever feels right to you.

Log on to the U.S. Treasury Direct website, click the “Individuals” link to open an account and buy short term debt directly from the U.S. government. T-Bills can be purchased in a number of different maturities.

The risk that’s ADDITIONAL to an entire asset class is called UNsystematic risk. UNsystematic risk is also called diversifiable or specific risk. It’s the risk associated with individual stock (or other security) investing.

If we just start with the investing 101 concept that everyone knows. Buy low and sell high! So simple, yet why do so many fail to do it? Well one reason is most uninformed investors, get in much too late. Even a technical investor who does not use Candlestick Charting is playing a guessing game of sorts.

With a single-dwelling rental home, you’re the one who has to do all the work. Sure, you can afford to bring in a plumber if the toilet explodes, or a landscaper to mow the lawn; but for the most part you’re all on your own. If anything goes wrong, if there is a water leak, if the water heater goes, it’s you the tenant is going to call. You’re going to be spending a lot of time attending to your rental property’s needs, no way around it.